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Do crimes or convictions affect your credit score?

Looking into credit card options and cant help but think about my criminal record and if that could be affecting my score. I was convicted of misdemeanor theft about 13 years ago and convicted of assault misdemeanor about 6 years ago.


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    Sally Hamblin | Hamblin Law Office
    4015 W. Houghton Lake Drive
    Houghton Lake, MI 48629
    (228) 224-7120
    Those charges should not affect your credit score. Your finances or lack thereof does.
    Answer Applies to: Michigan - Replied: 5/2/2013
    John Toivonen | Toivonen Law Office
    PO Box 15174
    Lansing, MI 48933
    (517) 402-5229
    A criminal conviction does not show up on a credit report. However, if the person has not paid fines and restitution this could have an effect on the credit score.
    Answer Applies to: Michigan - Replied: 5/1/2013
    Mark A. Manning | Mark A. Manning, PC.
    213 Paw Paw Street
    Paw Paw, MI 49079
    (269) 657-3191
    To the best of my knowledge, criminal background checks are not taken into consideration in a credit rating.
    Answer Applies to: Michigan - Replied: 4/30/2013
    John F Brennan | Musilli Brennan Associates PLLC
    24001 Greater Mack
    St Clair Shores, MI 48080
    (586) 778-0900
    That question would have to be addressed to the credit rating companies as opposed to a lawyer. Each of the companies has different scores because they value a different factors. Whether or not previous convictions, especially those which are over a decade old, would have an effect on a credit score would be up to the rating agency.
    Answer Applies to: Michigan - Replied: 4/30/2013
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