Got a Quick Question?

(120 characters remaining)
100% Anonymous. Free Answers.

Do crimes or convictions affect your credit score?

Looking into credit card options and cant help but think about my criminal record and if that could be affecting my score. I was convicted of misdemeanor theft about 13 years ago and convicted of assault misdemeanor about 6 years ago.

Click here to get answers from a local criminal defense attorney
    Sally Hamblin | Hamblin Law Office
    4015 W. Houghton Lake Drive
    Houghton Lake, MI 48629
    (228) 224-7120
    Those charges should not affect your credit score. Your finances or lack thereof does.
    Answer Applies to: Michigan - Replied: 5/2/2013
    John Toivonen | Toivonen Law Office
    PO Box 15174
    Lansing, MI 48933
    (517) 402-5229
    A criminal conviction does not show up on a credit report. However, if the person has not paid fines and restitution this could have an effect on the credit score.
    Answer Applies to: Michigan - Replied: 5/1/2013
    Mark A. Manning | Mark A. Manning, PC.
    213 Paw Paw Street
    Paw Paw, MI 49079
    (269) 657-3191
    To the best of my knowledge, criminal background checks are not taken into consideration in a credit rating.
    Answer Applies to: Michigan - Replied: 4/30/2013
    John F Brennan | Musilli Brennan Associates PLLC
    24001 Greater Mack
    St Clair Shores, MI 48080
    (586) 778-0900
    That question would have to be addressed to the credit rating companies as opposed to a lawyer. Each of the companies has different scores because they value a different factors. Whether or not previous convictions, especially those which are over a decade old, would have an effect on a credit score would be up to the rating agency.
    Answer Applies to: Michigan - Replied: 4/30/2013
Click to View More Answers:
Can't find the question you're looking for? Ask it?
Need personalized legal advice right now? Connect!

Disclaimer: The responses above do not form an attorney-client relationship. These answers may or may not apply to you and should not be relied upon as legal advice. Total Criminal Defense does not make any representation as to the expertise or qualifications of this attorney. These attorneys may or may not be admitted to state bar of your state.

Disclaimer: The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or should be formed by use of the site. The attorney listings on the site are paid attorney advertisements. Your access of/to and use of this site is subject to additional Supplemental Terms.